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How to Reduce Your Out-of-Pocket Expenses
How to Reduce Your Out-of-Pocket Expenses
Prescriptions
Prescriptions
Always use network providers and shop for prescriptions
Ask your doctor for generic medications
GoodRx.com – coupons and comparison by store and location
Kroger, Walmart, Sam’s Club – have many generic drugs priced at $4 to $6 for a 30-day supply and $10 to $12 for a 90-day supply
Costco – anyone can use the pharmacy, you do not have to be a Costco member
Publix – Free common drugs and antibiotics (ex. lisinopril, metformin, amoxicillin)
$2.50/month for common prescriptions (warfarin, sertraline, simvastin, omeprazole, and more)
Medical Care
Medical Care
Avoid the ER
The average in-network ER visit = $1,200
The average urgent care center = $16
Negotiate a lower payment or ask the hospital for a discount if you pay a lump sum
Get MRIs and CT scans at freestanding facilities, not hospitals
Check carrier sites to compare services
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